Services CAPITAL MANAGEMENT FINANCIAL SERVICES MANAGEMENT ACCOUNTING FACILITATIONS We start here, because the numbers follow the people, not the other way around. Understanding how Ownership actually behaves, its tendencies and limitations, and saying so plainly. The same eye goes to the risks only your company carries, magnified at the closely held level: the ones you can’t diversify away deserve the most attention.Behavioral Finance Our models are used daily by the Owner and CFO. Every model is built from scratch, no templates, because your business doesn’t run on someone else’s logic. We start with your customers and what actually drives them, working down the ledger until every cost makes sense, modeling cash flow statements and balance sheets with equal emphasis.Financial Modeling We help the Owner and CFO finance a profit-producing purse of assets, squeeze cash out of it when that’s the move, or hold a healthy balance when it isn’t. Capital investments get the same discipline, financing matched to asset life, timing positioned against the cycles.Capital Structuring Measures of adjusted earnings, adjusted EBITDA, and free cash flow, modeled in accordance with behavioral tendencies.Earnings and Cash Flow Analysis We value the company as it stands today as a going concern, then value the path options possessed by Ownership, an ultra comprehensive picture that holds up with lenders, capital providers, and buyers alike. Annual projections carry it forward, built the way an institutional portfolio manager would want to receive them.Valuation and Projections Where the analysis becomes real. With capacity fully measured, the business can take an objective view of its optionality and the outcomes.Actualization We analyze the business and the Owner’s personal financial resources as one cohesive unit, including contingent liabilities. Personal guarantee power is the concept of valuing their personal guarantees as an asset to match the corresponding liability.Global Analysis and Capital Planning Continuation The analysis nobody can name until the situation produces it. Every pillar here ends the same way, on the unnamed work, because that’s what Leather Apron does best: unconventional questions, taken seriously, answered with the same rigor as everything above.Abstract Analysis Before structure, rates, and services are discussed, is the current fit right for the Owner/CFO? If the answer is yes then that is an asset we aim to leverage, if not then that’s worth a conversation. Credit, TM, and the rest follow.BankingOptimization We facilitate the process of procuring debt and credit including working capital, equipment, real estate, and refinancing. There are many ways to do it, and everything learned in Capital Management comes along: the financing sits right alongside your balance sheet and capital planning, never apart from them.Working Capital andFixed Asset Financing The delicate balance between liquidity and yield finally solved. As for your loans and lines, we facilitate an optimized fixed, floating, hedged, and minimized interest cost for your circumstance. For swaps, we empower the Owner/CFO through the terms and ISDA process alongside the bank/dealer.Income, Liquidity, andInterest Rate Strategies We guide deals from the client’s side of the table, a different seat than a broker’s. This can range from 1031 exchanges to capital raising. We keep this description light intentionally as Leather Apron can facilitate a host of transactions.TransactionCoordination When the Owner or Company requires asset management or the expertise of a CFP, we oversee the process from the start: true costs explained, fees plus soft costs, outcomes measured and reviewed. The same advocacy holds for life insurance and annuities, controversial and necessary, ensuring the Client never enters a misaligned or misleading strategy.Adviser andInsurance Advocacy Leather Apron’s work is by nature abstract and therefore often leads to new ideas and objectives that weren’t considered before our process began. We relish in undertaking new and unconventional evolutions that create superior risk-adjusted returns.AbstractEvolutions We advocate for high quality reporting and represent the Owner so pricing tension is avoided between the Client and their accountant. We never touch the books or file the return. Our work is the arrangement around them: who does the work, what the scope covers, what it should cost, and whether the output holds up to Leather Apron’s analytical framework.Bookkeeping and Tax Advocacy The adage “they don’t have an audit because they don’t borrow money” is egregious. CPA-prepared financials pay for themselves several times over regardless of capital structure, and we make that case before anyone external demands it. Same for diligence: questions answered on your schedule, leverage built before a counterparty is across the table. We advocate for work we don’t perform and don’t profit from.Enhanced Reporting and Diligence Introduction Accounting firms have real expertise where we don’t: ERPs, inventory systems, payroll, operational infrastructure. We sit beside the Owner and take the objective view of what’s proposed. When a solution makes sense, we’ll get the client on board and allow the consultant to build the solution instead of having to sell it. When our clients need financial talent, our accounting and CPA partners are the best sources to ask.Strategy Consulting and Talent Facilitation Situations warrant it, and nobody can tell you upfront the complexity or how long it will take. We handle the coordination of information delivery to the accountant, navigate inquiries, and ensure proper resolutions result. When findings arrive, we translate what they mean for the business.Forensic Accounting Coordination
